Summary: By accessing or using Stash, you agree to these Terms of Service. Stash is an independent budgeting, double-entry balance sheet, and net worth calculator designed to help you organize your personal finances.
Stash is provided solely for personal, non-commercial financial record keeping. You are responsible for safeguarding your 4-digit device unlock PIN, Google authentication credentials, and exported data backups.
Stash is a software calculation and record-keeping tool. It does not provide certified financial, investment, legal, tax, or credit advisory services. All calculations — including trajectory projections, debt payoff timelines, and net worth estimates — are for informational and planning purposes only.
You maintain full control and responsibility over the accuracy of accounts, transactions, interest rates, and loan balances manually entered or imported into Stash.
Stash operates locally in your web browser with optional encrypted cloud synchronization backed by Supabase. While we implement robust Row-Level Security (RLS) and database backups, you are encouraged to periodically download a local JSON ledger export for redundancy.
You may terminate your account and wipe all stored data at any time directly through the application's Settings menu by selecting "Delete Account". We reserve the right to restrict service access in instances of system abuse or breach of security integrity.
To the maximum extent permitted by applicable Philippine law, Stash, its creator, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of, or inability to use, the platform.
If you have questions regarding these terms, please contact: jomarphilip.balane@gmail.com